Blogs
Trick or Treat? Debunking Common Financial Myths That Could Haunt Your Financial Plan
Halloween is full of tricks, treats, and things that go bump in the night. Your finances? They can be pretty spooky, too, especially when outdated advice and common money myths sneak into your financial plan. From “I need to be wealthy before I can invest” to “I’m too...
The Cost of Waiting: Financial Moves That Become More Expensive the Longer You Put Them Off
“I’ll get to it eventually.” It’s one of the most expensive phrases in personal finance. Not necessarily because waiting always leads to a financial disaster, but because some financial decisions become harder, more expensive, or less flexible the longer you put them...
The Scariest Things Lurking in Your Financial Plan
Halloween is the season for ghosts, goblins, and things that go bump in the night. But some of the scariest surprises aren’t hiding under your bed—they may be hiding in your financial plan. A financial plan can look perfectly healthy on the surface while overlooked...
What Is a Financial Plan?
When you hear the words financial plan, you might picture a monthly budget, a retirement account, or a spreadsheet tracking your income and expenses. While those things can be part of a financial plan, a comprehensive financial plan is much more than a budget. A...
Trump Accounts
By: Gary Gainspoletti, CPA, CFP® Since many clients have asked questions about the new Trump Accounts, we thought it would be a service to you to give you a brief synopsis of the nature of these freebies. Trump Accounts are tax-advantaged investment accounts for U.S....
Your Financial Plan Needs a Coach—Here’s Why
Creating a financial plan is an important first step toward building the future you want. But having a plan and actually sticking to it are two very different things. Think about it like a fitness plan. You can have the perfect workout routine, a detailed meal plan,...
Required Minimum Distributions: What You Need to Know
Retirement planning doesn’t end when you retire. In fact, some of the most important financial decisions can happen after you leave the workforce, including deciding how and when to take money from your retirement accounts. One topic that often creates questions for...
Your Beneficiaries Matter More Than You Think
When most people think about estate planning, they think about wills, trusts, and other legal documents. But there’s another important piece of the puzzle that can be easy to overlook: your beneficiary designations. A beneficiary designation determines who receives...
What Football Can Teach Us About Investing
As football season gets underway, Saturdays and Sundays are filled with game plans, big plays, unexpected turns, and plenty of second-guessing. While the football field and the financial markets may seem like two completely different worlds, they actually have...
What Would Happen to Your Family If You Couldn’t Work Tomorrow?
For many families, the biggest financial asset isn't a house, investment account, or retirement plan—it's the ability to earn an income. Your paycheck may be what keeps the mortgage paid, groceries on the table, insurance premiums current, and retirement savings...
Fall Is Coming: Is Your Financial Plan Ready for the Final Stretch of the Year?
As summer winds down and fall routines begin to take shape, it is easy to get caught up in school schedules, football games, holidays, and the busy months ahead. But before the year gets away from you, fall is an ideal time to pause and take a fresh look at your...