Blogs
Trump Accounts
By: Gary Gainspoletti, CPA, CFP® Since many clients have asked questions about the new Trump Accounts, we thought it would be a service to you to give you a brief synopsis of the nature of these freebies. Trump Accounts are tax-advantaged investment accounts for U.S....
Your Financial Plan Needs a Coach—Here’s Why
Creating a financial plan is an important first step toward building the future you want. But having a plan and actually sticking to it are two very different things. Think about it like a fitness plan. You can have the perfect workout routine, a detailed meal plan,...
Required Minimum Distributions: What You Need to Know
Retirement planning doesn’t end when you retire. In fact, some of the most important financial decisions can happen after you leave the workforce, including deciding how and when to take money from your retirement accounts. One topic that often creates questions for...
Your Beneficiaries Matter More Than You Think
When most people think about estate planning, they think about wills, trusts, and other legal documents. But there’s another important piece of the puzzle that can be easy to overlook: your beneficiary designations. A beneficiary designation determines who receives...
What Football Can Teach Us About Investing
As football season gets underway, Saturdays and Sundays are filled with game plans, big plays, unexpected turns, and plenty of second-guessing. While the football field and the financial markets may seem like two completely different worlds, they actually have...
What Would Happen to Your Family If You Couldn’t Work Tomorrow?
For many families, the biggest financial asset isn't a house, investment account, or retirement plan—it's the ability to earn an income. Your paycheck may be what keeps the mortgage paid, groceries on the table, insurance premiums current, and retirement savings...
Fall Is Coming: Is Your Financial Plan Ready for the Final Stretch of the Year?
As summer winds down and fall routines begin to take shape, it is easy to get caught up in school schedules, football games, holidays, and the busy months ahead. But before the year gets away from you, fall is an ideal time to pause and take a fresh look at your...
5 Questions to Ask Yourself Before You Say “Yes” to a Big Purchase
Back-to-school season has a way of turning the shopping cart into a wish list. One minute, you're picking up school supplies. The next, you're considering a new laptop, upgrading your wardrobe for fall, replacing an aging appliance, or convincing yourself that a new...
Your Child Is Heading to College—But Is Your Financial Plan Ready?
Sending a child off to college is an exciting milestone, but it can also bring a major shift in your family's finances. And while tuition is often the first expense parents think about, it is only one piece of the puzzle. Before the first tuition bill arrives, take a...
Helping Aging Parents With Their Finances: Where to Start
As our parents age, many adult children find themselves stepping into a new role—helping manage finances, organize important documents, and prepare for future care needs. While these conversations can be uncomfortable, having a plan in place can reduce stress, prevent...
Deciphering Treasury Bonds
Treasury bonds. You've likely heard financial commentators mention them, but what exactly are Treasury bonds, and why do they matter to investors? What is a Treasury bond? U.S. Treasury bonds (often called "T-bonds") are debt securities issued by the U.S. Department...