Blogs
The Psychological Side of Spending Your Retirement Savings
Many investors worry about outliving their savings. As a result, they sometimes underestimate what they can comfortably spend in retirement. For years, you’ve been saving and investing for retirement. But what happens when you finally retire and it’s time to switch...
Financial Planning Month – October 2024
Along with Breast Cancer Awareness month, October is Financial Planning month, a time to focus on the importance of personal finance management. Financial Planning month is observed nationwide during October. With the holiday season coming up (aka hefty gifting...
Offer Your Employees a Competitive Benefits Package
The “great resignation” has brought employee benefits to the fore in the last two years, a trend that shows little sign of slowing. A recent Accenture survey says retirement benefits are a must-have to retain and attract talent – 68% of workers with pension/retirement...
Tailor Your Taxes for Retirement
From withdrawals to conversions, taxes in retirement can be a balancing act. After a fruitful career and plenty of practice paying taxes, you may feel prepared for the tax man in retirement. But a review of your post-retirement taxable income may yield some surprising...
The Five Most Popular Methods for Funding Education
With the cost of higher education rising, it’s important to determine how you and your family will fund it. There are several options to consider, each with their own pros and cons. How much time you have to save, your access to liquidity and the types of accounts and...
When is Medicare Part A Enrollment Mandatory?
People approaching age 65 may need some help navigating the intricacies of Medicare. One set of complications surround mandatory enrollment in Medicare Part A. Let us guide you through some of the rules. You wouldn’t think a government benefit would be mandatory....
Should Your Estate Plan Address Addiction?
Determining how to address substance abuse and addiction among your beneficiaries can be a sensitive and difficult decision. Planning to pass down your legacy often requires you to address difficult questions and make hard choices. One of the most challenging topics...
Identify the Connection Between Net Worth and Risk Tolerance
Understanding your risk profile is an important component of managing significant wealth. Nobody wants to financially erode the portfolio they’ve built by making risky choices at the wrong time. You spend nearly half of a lifetime working hard to prepare for a secure...
Saving for K-12 Education with a 529 Plan
529 plans were originally established to help families pay for qualified higher education expenses by offering tax-deferred investment growth and tax-free withdrawals. In 2017, federal tax legislation changed how these accounts can be used. Though individual states...
Protecting the Social Security Payout of a disabled Senior
To handle payments for a disabled senior, it's not enough to put powers of attorney, medical directives or guardianship arrangements in place. One in three seniors will die with dementia.1 It’s a sobering statistic, and when you consider it alongside increasing...
A Mid-Retirement Check-In
Evaluate your retirement beyond health and wealth. As you move through retirement, it’s important to set time aside to reflect on how you’re doing. While most people often focus on their health and finances, it’s equally as important to think about other areas of...
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