by Gainspoletti Financial Services | Mar 5, 2024 | Estate Planning, Financial Planning, Leaving A Legacy, Life Transitions, Retirement, Uncategorized
Having a will is a crucial aspect of estate planning that ensures your assets are distributed according to your wishes after you pass away. Without this legal document, the distribution of your estate will be determined by the laws of your state, which may not align...
by Gainspoletti Financial Services | Feb 27, 2024 | Retirement
Are you a small business owner looking for ways to help your employees save for retirement? If so, you may want to consider offering a SIMPLE IRA plan. A SIMPLE IRA (Savings Incentive Match Plan for Employees Individual Retirement Account) is a retirement plan...
by Gainspoletti Financial Services | Feb 20, 2024 | Retirement
Retirement planning is a critical aspect of personal finance, yet many people find it challenging to save enough money for their golden years. If you’re worried about your retirement plan, it’s not too late to revive it, and if you don’t have a retirement...
by Gainspoletti Financial Services | Jan 23, 2024 | Financial Planning, Retirement
When it comes to saving for retirement, there are many options available. One of the current popular options is the Roth IRA. But what exactly is a Roth IRA, and how does it work? An IRA, individual retirement account, by definition is a retirement savings account in...
by Gainspoletti Financial Services | Dec 19, 2023 | Financial Planning, Life Transitions, Retirement
As you approach retirement you may feel excited about your future, or uncertain about your financial future. Or both. Social Security is a critical retirement benefit that provides financial support for many Americans. This year, 67 million Americans will receive over...
by Gainspoletti Financial Services | Dec 12, 2023 | Estate Planning, Financial Planning, Retirement
As the year comes to a close, many of us turn our attention to charitable giving. Not only does giving to those in need during the holiday season feel good, but it can also provide a tax benefit come tax season. In the realm of philanthropy and financial planning,...